The money game, handled.

Just play golf. Lowman handles the action.

The first app built for your Saturday money game. It pulls the course, computes every stroke, runs your Nassau, skins, and trash — and settles the damage in one tap on 18. No math. No dirty scorecards. No pulling your phone out of your pocket until it’s time to get paid.

Free for founding foursomes · iPhone first · We never touch your money.

9:41𝗹𝗹𝗹 LTE ▮
HOLE 7 · PAR 4 · 412 YDS · SI 3LIVE
+$23
NASSAU F9: 2↑ SKINS POT $14 · 2 CARRYING TRASH: 3 DOTS
K
KENT 8.4
41 (39 net)
+$23
M
MIKE 14.2
44 (38 net)
−$18
D
DRE 11.7
43 (39 net)
−$8
S
SAM 9.9
42 (40 net)
+$3
🎙 HOLD TO TALK TRASH
cross-fairway trash talk
Beta Test Feedback
Honestly makes running a game so much easier.”
If your group plays music, the trash talk feature is dope.”
Someone dips before settling? The running tab remembers.”
The Automated Ledger

Every game. Every stroke. Zero math.

Stack Nassau, match play, skins, and trash dots on one card. Lowman pulls your course’s slope and stroke index automatically, syncs everyone’s GHIN handicap, and drops the pops on the exact holes they belong — then keeps a live dollar position on every player’s screen, all round long, updated the second a score lands.

NassauSkinsMatch Play SandiesBarkiesGreenies Powered by official course + handicap data
FINAL · BETHPAGE BLACK · JUN 9
K
KENT 👑
Nassau +$15 · Skins +$8 · Trash +$3
+$26
S
SAM
Nassau +$5 · Skins −$2 · Trash +$1
+$4
D
DRE
Nassau −$5 · Skins −$1 · Trash −$1
−$7
M
MIKE
Nassau −$15 · Skins −$5 · Trash −$3
−$23
6 DEBTS → 3 TRANSFERS · SIMPLIFIED
MIKE → KENT · $23.00
DRE → KENT · $3.00
DRE → SAM · $4.00
🎙 INCOMING FROM DRE — CART 2
via FCM · 48 KB
Revival
Zach Bryan · 🔊 JBL Clip 5 · cart speaker
DUCKING · 10%
▶ 0:04 — Dre: “even if you find it, that doesn’t make the hosel any smaller”
🎙 HOLD TO REPLY
The Trash Line

Talk trash through their cart speaker.

Stripe one down the middle while your buddy combs the tree line for his ball? Hold the button and let him know about it. Your voice ducks his music to a whisper, plays through his Bluetooth speaker — then politely turns his sad country playlist back up. It’s a walkie-talkie for psychological warfare.

Push-to-talk Auto-ducks Spotify & Apple Music Faster than your buddy’s comeback
The Settlement Board

Eighteen holes of chaos. Settled in one tap.

On 18, Lowman collapses every side bet, press, and dot into the fewest possible payments — six tangled debts become two clean transfers — and hands each one straight to Venmo, Apple Pay, etc., pre-filled, note and all. Or settle up in cash. The parking-lot argument is officially extinct.

Splitwise-style debt simplification One-tap Venmo & Apple Pay hand-off Scores verified by the whole group
9:41
Tuesday, June 9
YOUR MATCH · THRU 6
YOU’RE UP $14
Nassau 2↑ · Skins $6 carrying · Trash 2 dots
Lowman has you for a 6 on the last hole.
Do nothing — or slide to dispute.
»
SLIDE TO DISPUTE
LOWMAN · LIVE · NOW

The end of “trust me” math.

Every score hits every lock screen the moment it’s posted. Wrong number? Anyone can freeze the ledger with one swipe — and fixing an old hole takes a group vote, not a quiet pencil. Your money game finally has checks and balances.

🛡️

Your money never touches our hands. By design.

Lowman is an accounting ledger, not a sportsbook and not a wallet. We never hold funds, never process payments, and never ask for your bank account. When it’s time to settle, we simply open your payment app with the amount pre-filled — you authorize every payment yourself, inside your own app, every time. We keep score. You keep your money.

No depositsNo walletsNo bank linkingYou approve every transfer

Fair questions.

Is this gambling?

No. Lowman tracks the games you’re already playing with your friends and does the math. We never hold or move money.

What if our scorekeeper cheats?

Every score is pushed to the whole group’s lock screens instantly, anyone can veto, and edits to past holes need group approval.

Do I need everyone in my group on the app?

The full magic needs the foursome — that’s why referring your group jumps the line.

Does it kill my battery?

No cart mode, no always-on screen. Low-power geofencing wakes the app only when you reach the next tee.

Android?

iPhone first. Android is on the roadmap — join the waitlist and tell us.

What’s next · [redacted]

We’re winning the simple stuff first.

Scores. Sides. Settle-up. The basics every other golf app fumbles — that’s the fight we picked, and it ships on day one. What comes after is the fun part. We’re not saying what it is. We’ll just say the prototypes are already loud.

it mounts to the your whole season, the group chat finds out trash talk, but

Waitlist gets every drop first, while it’s still warm. Be early or hear about it Monday.

Your group’s first round on Lowman is one email away.

Founding foursomes get lifetime founder pricing — and a custom group trophy in the app.